FinTech-Powered MSME Lending

FinTech-Powered MSME Lending free download

Masterclass on backend of FinTech: Digital Lending for MSMEs

Digital lending empowers MSMEs with faster, more efficient, and accessible financing solutions. This course offers a comprehensive exploration of the key concepts, processes, and innovations in digital lending, enabling you to understand how technology is transforming MSME financing. From MSME lending models to credit scoring, underwriting, and post-disbursal management, you’ll gain practical insights into the entire digital lending lifecycle.

By the end of the course, you’ll be able to:

• Understand the challenges and opportunities in MSME lending.

• Learn the end-to-end MSME lending process.

• Explore business models, partnerships, and revenue structures in digital lending.

• Analyse risk, credit scoring, and loan approval mechanisms.

• Gain insights into automated credit decisions and digital onboarding.

Whether you’re a fintech professional, lender, banker, or policymaker, this course equips you with the knowledge to navigate and innovate in the evolving digital lending landscape for MSMEs.

This course is designed for:

• Fintech Professionals & Entrepreneurs – Understand digital lending frameworks to build scalable solutions.

• Banking & NBFC Professionals – Learn how digital lending models enhance MSME financing.

• Policymakers & Regulators – Gain insights into digital financial inclusion for MSMEs.

• MSME Owners & Entrepreneurs – Discover how digital lending can help grow your business.

• Investors & Consultants – Identify key opportunities in the digital lending ecosystem.

1. Introduction to MSME Lending: Definition and classification of MSMEs. Key Challenges in MSME Lending and Credit Access. Business Models and Partnerships in Digital Lending.

2. MSME Lending Process Flow: End-to-end digital lending process. Customer segmentation and loan application journey. Pre-qualification checks and risk assessment.

3. Revenue Model & Loan Pricing: Overview of revenue models in digital lending. Loan pricing factors and risk-based pricing.

4. Loan Approval & Credit Decisioning; Credit risk assessment and origination scores. AI/ML-driven credit scoring models. Due diligence and underwriting processes.

5. Loan Disbursement and Post-Disbursement Management; Digital Disbursement Mechanisms and Compliance. Post-disbursal tracking, collections, and early warning systems. Case studies on digital lending innovations.

Join us and explore how digital lending is transforming financial access for MSMEs!

Global FinTech Academy